Loans

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Business Loans

  • Business capital
  • Additional / Working capital
  • Acquisition or purchase of machineries and equipment
  • Construction of business facilities
  • Purchase of lot /farm for business
  • Franchising fee

Accepted collateral: Real estate property

Business Loans

House & Lot Loans

  • Purchase of house & lot
  • Purchase of lot
  • Purchase of Condo unit

Accepted collateral: Real estate property

House & Lot Loans

Home Improvement Loans

  • House renovation
  • House extension
  • Other house related needs

Accepted collateral: Real estate property

Home Improvement Loans

Credit Line Multi-Purpose Loans

  • Medical expense/Annual check-up
  • Vehicle repair / Maintenance
  • Placement fees (OFWs)
  • School tuition fees
  • Other financial needs

Accepted collateral: Real estate property

Credit Line Multi-Purpose Loans

Top Bank Personal Loans

With TOP BANK PL, get that little extra for when you need it—whether it’s for school fees, balance pay-offs, medical needs, home improvements, travel, and more. We are here for your Project Life.

Loanable Amount:Loan TermInterest RatePayment Option
Php 30,000 to Php 2,000,000
*depending on capacity to pay		12 to 36 monthsPrevailing rate upon applicationPost Dated Checks
Auto Debit Arrangement

Eligibility: 

Individual / Borrower 

• Filipino Citizen aged 21 to 65 years old
• With home of office landline
• Living in rented or owned residence for at least 1 year

Employed

• 1 year regular and permanent status with present employer

Self Employed / Professionals

• 2 years existing business/practicing professional with profitable operations
 
 

Requirements:

For EmployedFor Self Employed
Top Bank PL Application FormTop Bank PL Application Form
Photocopy Company IDPhotocopy of 2 Government-issued IDs
Photocopy Government-issued IDBusiness Registration Papers
Certificate of Employment with CompensationLatest Audited Financial Statements with ITR
Latest 1 month Payslip or ITR/BIR Form 2316Latest Bank Statements
Proof of BillingProof of Billing
 Trade References
* additional documents may be required by the Bank

 

 Apply Now

Or scan the QR code below

Any questions? Contact us today! personal.loans@topbank.com.ph

Personal Loan

Direct Deposit SSS Pensioner's Loans

  • Fast processing
  • Competitive interest rates
  • Accepted collateral: lupa, bahay at lupa

Direct Deposit SSS Pensioner's Loans

Microfinance Loans

  • Business capital
  • Additional / Working capital
  • Acquisition or purchase of machineries and equipment
  • Construction of business facilities
  • Purchase of lot /Farming capital

Microfinance Loans

Top Bank Salary Loans

Let Top Bank’s SL Program help your company have an additional benefit at affordable interest rates, flexible terms and fast processing approval. More importantly, by having us provide funds, you may focus your money where you need it most - for your core business expansion.

Loanable Amount: Loan Term Interest Rate Payment Option
Php 10,000 to Php 2,000,000
*depending on capacity to pay		 6 to 36 months Prevailing rate upon application Salary Deduction
Eligibility: Requirements:
Company Accreditation What to prepare
Registered and in Business for at least 3 years Business Registration Papers
Last 2 years profitable based on AFS Articles of Incorporation and By-Laws
With a minimum of 50 regular employees 3 years Audited Financial Statements (AFS) with ITR
Within serviceable area of the Bank General Information Sheet
Company Profile / Background of Owners
Individual / Borrower
Filipino Citizen aged 21 to 65 years old Top Bank SL Application Form
1 year regular and permanent status in a company accredited by the Bank Photocopy of Company ID
Photocopy of Government-issued ID
Latest 1 month Payslip or ITR/BIR Form 2316
Proof of Billing
* Complete requirements should be submitted to your company’s HR Department or authorized contact person

Would you like to accredit your company?

Contact us today! salary.loans@topbank.com.ph

Salary Loan

Branches

Competitive Interest Rates!

Loans Hotline Number: (02) 882-6846

Download Application Form

LOAN CALCULATOR (Use calculator to check loan payment capacity)